
I-CLIQUE SOLUTIONS LIMITED
I-Clique Solutions Limited (ICSL) is the local product implementation partner of Silverlake Symmetri Sdn Bhd (Malaysia) engaged in project works locally and globally to multiple banks. We have an experienced team of software engineers with foreign expertise for providing 24/7 support covering levels 1, 2 & 3 severability of software development work. At present we provide local support to 5 member banks using the Silverlake Axis OmniCard CMS services. The 5 banks are as per depiction:
- National Bank Limited
- BRAC Bank Limited
- Prime Bank Limited
- Southeast Bank Limited &
- National Credit and Commerce Bank Limited
Simultaneously we are engaged heavily into project execution work throughout South Asia and other European countries.

CYNERGON INTELISYS LIMITED
Founded in 2009, Cynergon InteliSys Limited (CIL) is a self-funded company. CIL is the first and only developer of niche EFT solutions in Bangladesh. Its flagship product Latitude® has been developed from the ground up in Bangladesh utilizing indigenous resources adhering to the best practises adopted by some of the best and matured EFT solutions in the world. CIL has its core competencies in banking card issuance and management, ATM/EFTPOS driving and acquiring, multi-network multi-institution electronic transaction switching, routing and authorization. It is different from other EFT solution vendors in Bangladesh as it develops its own solutions and strives to innovate with its offerings.
CIL is looking at providing solutions to financial institutions to achieve and retain its competitive advantage by keeping pace with emerging trends like SaaS (Software as a Service), cloud computing and application virtualization. It stands ready to accept the challenge of any EFT requirement Bangladeshi financial institutions can pitch at the industry. It is capable of matching and even exceeding the standards and benchmarks set by any other world-class product in its category.
Presently, CIL has 3 active clients including 2 private sector banks by offering MasterCard Debit, Visa Debit and Proprietary ATM/Debit Card Solution. Projects underway include implementation of Visa, MasterCard Debit and Credit Chip Card solutions to its member banks.
- Al-Arafah Islami Bank Limited (Bank with 129 branches) - successfully launched both MasterCard brand Mag-Strip based Debit and Credit Card products. Currently on the verge of implementing MasterCard Brand Chip cards for both Debit and Credit.
- Pubali Bank Limited (Bank with 400+ branches): Successfully launched both Visa and MasterCard Debit and Credit Card products.
Micro-Financing Project: Successfully implemented Prime Cash Micro-Finance project using biometric interface with over 3000 Agents throughout Bangladesh. Prime-Cash, is the first biometric based EFT solution to be implemented in Bangladesh using Latitude CMS & EFT Switch.

The Instrumental Clique (IC)
IC specializes in offering comprehensive solutions for EMV & Contactless Cards, Electronic Forms (Stickers, Wearable, MicroSD), Issuance of Cards (Central, distributed, instant), Perso solutions, consulting on EMV Migration, Mobile Wallet, e-Passport, KIOSK, Tokens etc. Multiple Banks in Bangladesh purchase their Visa/MasterCard Mag-strip + EMV Plastic Cards from The Instrumental Clique, Sister concern of CIL & local supplier/consultant for Banks to implement Card Management Business. We are the only authorized Distributor for Gemalto (world’s number 1 ranked card manufacturer). Gemalto along with IC as partner have jointly implemented the first ever WHITE-LABEL EMVCo. Certified & CCD Compliant Closed Loop Chip Cards at Dutch Bangla Bank Limited (DBBL), which is the largest ATM operator in Bangladesh with over 4000 ATMs in their Network.

DG Infotech Limited
Implementer of DG E-Pay/Prime Cash solution, where DGIL with the infrastructure of CIL and IC have successfully launched the entire DG E-Pay Prime Cash project using 32K SDA Java Cards with Biometric facility, where EFT disbursements are conducted via fingerprint impression authentication. Few target customers include; pension funds disbursement, life insurance, Micro-financing to the general population, banking facility to fishermen etc. using biometric authentication. The DG E-Pay solution is considered to be one of most unique methods of micro-financing to the unbanked population of Bangladesh and has received a global award from MasterCard International for product innovation. www.dgepay.com
CIL in PCI-DSS Services
To compliment the EFT business, CIL has another 6 Banks as clients for availing PCI DSS Services by working with ControlCase LLC as Partner:
The City Bank Limited – 1st generation bank considered as number 1 in ranking in terms of Credit Card business in Bangladesh. We have recently awarded The City Bank Limited (TCBL) with LEVEL 3.1 PCI DSS Certification (the only Bank in Bangladesh to be truly PCI DSS Certified)
Dutch Bangla Bank Limited – Number 1 in Debit Card business in Bangladesh with almost 4000 ATMs of its own.
Southeast Bank Limited
National Bank Limited – first generation large bank
United Commercial Bank Limited – 1st generation large bank
Islami Bank Bangladesh Limited – Largest Islamic Bank in Bank with over 7-8 million clients & over 300 branches.